Tag: Personal Finance

Demystifying Your Credit Score Calculation
Posted on 11/03/2019
Demystifying Your Credit Score Calculation
Understanding how your credit score goes together and how to improve it is a bit of a murky subject. The advice out there is not always consistent and depends on the financial viewpoint of the source. However, there are concrete factors that do go into the calculation of a credit score and when you understand what ingredients go...
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What Mortgage Lenders Will Ask About Your Income
Posted on 09/29/2019
What Mortgage Lenders Will Ask About Your Income
The process of applying for a mortgage is tedious and time-consuming; it requires you to answer personal questions about your finances. To ascertain your credibility for a mortgage, lenders structured the application process in such a way that allows them to get as much information about borrowers either directly or indirectly. Before you decide to apply for a...
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Should You Consider Paying Off Your Mortgage Early?
Posted on 08/18/2019
Should You Consider Paying Off Your Mortgage Early?
Deciding to pay off your mortgage can be a confusing decision to make. You might be wondering about how you would take care of other financial debts or emergencies should they arise. Deciding to pay or not to pay off your mortgage early should be a decision made by you. The economic circumstances around you should determine this...
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Reasons Why Owning Is Better Than Renting
Posted on 06/23/2019
Reasons Why Owning Is Better Than Renting
Many people shy away from this topic; they think it’s something way out of their league. Deciding to buy a home requires a lot of planning and saving, it’s not a decision made over the night. Remaining a tenant is not bad especially if you can’t afford to buy a house just yet. However, deciding to stay a...
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